Terms and Conditions for BenjaFamilyLabs
Last Updated: November 2024
1. Introduction and Acceptance
Welcome to BenjaFamilyLabs ("we," "us," or "our"). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.
2. Services Description
BenjaFamilyLabs provides financial content and services including but not limited to:
- Financial education and informational content
- Market analysis and commentary
- Financial advice and recommendations
- Educational resources and tools
3. Disclaimer and Risk Warning
3.1 Educational Purpose
All content provided is for informational and educational purposes only. We do not provide personalized financial advice, and our content should not be construed as professional financial guidance.
3.2 Risk Disclosure
- Investing carries inherent risks, including the potential loss of principal
- Past performance is not indicative of future results
- All financial decisions should be made after conducting your own research and/or consulting with qualified financial professionals
4. User Obligations
Users of BenjaFamilyLabs agree to:
- Provide accurate and truthful information when required
- Use the content and services for lawful purposes only
- Not redistribute, copy, or reproduce content without express written permission
- Not manipulate or misuse any information provided
5. Intellectual Property
5.1 Ownership
All content, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of BenjaFamilyLabs or its content suppliers and is protected by international copyright laws.
5.2 Limited License
Users are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes.
6. Privacy Policy
Our Privacy Policy, which explains how we collect, use, and protect your personal information, is incorporated into these Terms and Conditions by reference.
7. Third-Party Content and Links
7.1 External Links
Our website may contain links to external websites. We are not responsible for the content or privacy practices of these sites.
7.2 Third-Party Content
We may feature content from third-party contributors. Views expressed by third parties do not necessarily reflect our views.
8. Limitation of Liability
To the fullest extent permitted by law:
- We shall not be liable for any direct, indirect, incidental, special, or consequential damages
- Our total liability for any claim arising from our services shall not exceed the amount paid by you, if any, for accessing our services
9. Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.
10. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of the courts of Federal Republic of Nigeria.
11. Contact Information
For questions about these Terms and Conditions, please contact us at:
support@benjafamilylabs.com
12. Severability
If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary while the remaining provisions shall remain in full force and effect.